(Hannah Appel, Laura Hanna and Latonya Suggs)

The Debt Collective is a team of debtors, organizers, technologists, media, and legal experts that is building a platform to allow members—whether they are low-wage workers, mortgage holding families, people caught up in the court and human caging system or struggling former college students—to renegotiate, resist, and refuse unfair debts. Leveraging the collective power of mass indebtedness, we offer debtors a shared platform for organization, advocacy, and direct action. We are building debtors unions. Alone, our debts are a burden; together, they make us powerful.

Members of the nation’s first student debtors’ union (The Corinthian Collective) meet with the Department of Education in Washington DC, 2016.